Floward

Terms & Conditions

• The campaign will be as follow:

For Car campaign draw

• Every BD 2000 accumulated semi-annual spent locally = 1 raffle entry.
• Every BD 2000 accumulated semi-annual spent internationally = 5 raffle entries.

For Cash campaign draw:

• Every BD 250 accumulated quarterly spent locally = 1 raffle entry.
• Every BD 250 accumulated quarterly spent internationally = 5 raffle entries.
• Prizes:

Q3

• 5 x BD 500 cash
• 5 x BD 1000 cash
• 1 x BD 5000 cash (Grand Prize)

Q4

• 5 x BD 500 cash
• 5 x BD 1000 cash
• 1 x Lexus LS350 (Grand Prize)

• Campaign will run till 31^st December 2026
• All CrediMax Visa, Mastercard, JCB Credit and Pre-paid cards are included in the raffle.
• Non-reloadable prepaid Gift cards are excluded.
• All Corporate credit and Pre-paid cards are excluded from the raffle
• All CrediMax BBK co-branded credit cards are exclude from the raffle
• Cash back amounts will be posted to the Principal Cardholder Card accounts within 15 days of the raffle draw date.
• Purchase & Cash withdrawals, Refunds & Reversals are included in the raffle.
• All fees and charges including but not limited to late payment, administration fees and over limit fees are excluded from the calculation. 
• Main cardholder and supplementary cardholder transactions are counted and included in the raffle draw.
• All active card accounts not exceeding 30 days past due will be included in the raffle. in the draw.  Winning customer should pay any past due amount before collecting the prize. Cancelled card accounts will be excluded from the raffle.
• All winner’s name will be announced for the public in the local newspapers/ or social media channels or in similar means of media. Winners will be notified and will have to sign an acknowledgement form for his/her prize.
• If the winning prize was not claimed by the winners within 6 months, the prize will be handed over to Ministry of Industry & Commerce.
• CrediMax rewards the winner with the prize only and the winner must take care of any additional fees (such as car registration, insurance, others) that maybe required receiving his/her prize if any.
• The car prize is non – transferable and cannot be changed. Color based on availability. It must be collected in person within 6 months from the winning date. If the prize is not received, the award will be transferred to the Ministry of Industry & Commerce.
• CrediMax staff, board members and BBK board members, BBK Senior Executive Managers, Approved Persons (Controlled Functions) and Internal & external auditors are not eligible for the draws and therefore not entitled to receive the prizes.
• Each raffle draw is independent of other quarterly draws. Therefore, a winning cardholder in one draw can be eligible for subsequent quarterly draw.
• All raffle draws will be conducted by CrediMax and held under the supervision of the internal auditors and the Ministry of Industry & Commerce.
• CrediMax reserves the right to change the terms and conditions, the frequency of the draw, the prizes and the prizes eligibility structure any time at its absolute discretion after the approval of Ministry of Industry & Commerce.
• CrediMax will keep the cardholders informed in writing and through the website/SMS prior to the change take place.
• CrediMax has the right to use the customer name and picture in different media channels